温馨提示：本站仅提供公开网络链接索引服务，不存储、不篡改任何第三方内容，所有内容版权归原作者所有
AI智能索引来源：http://www.bee.com/zh/53522.html
点击访问原文链接

Fortune Magazine: What are tech giants betting on when they flock to stablecoins? | Bee Network

进入原网站 导航首页
Fortune Magazine: What are tech giants betting on when they flock to stablecoins? | Bee Network Login 熱門新聞 Meme Launchpad AI 代理商 DeSci 熱門鏈瀏覽器 新人必讀 衝百倍幣 蜜蜂遊戲 必備網站 必備APP 必關大神 DePIN 新人必備 教我避坑 基本工具 深度網站 交易所 NFT 工具 你好， 登出 Web3宇宙 遊戲 DApp 蜂巢 增長平台 生態 搜尋 英語 Coins儲值 登入 下載 Web3大學 遊戲 DApp 蜂巢 生態 家•分析•正文 Fortune Magazine: What are tech giants betting on when they flock to stablecoins?分析8 年前更新懷亞特 24,233 22 Original author: Ben Weiss, Leo Schwartz

原文翻譯：魯夫、前瞻新聞

Dara Khosrowshahi, CEO of Uber

In June, Uber CEO Dara Khosrowshahi announced that the ride-hailing giant was considering stablecoins as a way to transfer funds globally. A year ago, such a statement from a tech giant executive would have seemed outrageous. But now, everyone from Apple to Amazon, not to mention major banks and brokerages, are rushing to embrace stablecoins—加密貨幣currencies pegged to an underlying asset such as the U.S. dollar. What exactly has changed?

Most notably, the regulatory environment has shifted dramatically in Washington, D.C. The Senate has passed a bill, now before the House, that would clear the way for stablecoins to be integrated into the financial system.

Cryptocurrency supporters also say that stablecoins have an increasingly broad business prospect. Unlike more volatile cryptocurrencies such as Bitcoin and Ethereum, stablecoins are expected to become a more efficient payment method, which can send digital dollars at near-instant speeds and lower costs. This may fundamentally change the way companies handle global fund management, pay salaries to employees and contractors around the world, and other matters.

However, with the technology still in its early stages and the regulatory landscape unclear, analysts interviewed by Fortune are skeptical about whether stablecoins will be widely adopted by Silicon Valley tech giants in the near future.

Operating costs For a company like Amazon, moving money around the world is costly. According to its 2024 annual report, international net sales accounted for 22% of consolidated revenue last year, totaling nearly $143 billion. Those sales are denominated in local currencies, which means the company must account for foreign exchange risk and currency fluctuations, which can cost it billions of dollars.

Nick van Eck, CEO and co-founder of stablecoin startup Agora, pointed out that global fund management is one of the advantages of stablecoins, with the ability to convert local currencies into stablecoins and repatriate them to the United States.

Agora allows companies to tokenize their own dollar stablecoins. Nick van Eck told Fortune that while Agora’s current clients are mostly cryptocurrency companies, his ideal client is a multinational corporation like PepsiCo, which has dozens of bank accounts and corporate entities around the world, as well as thousands of suppliers. “Stablecoins can greatly improve their capital efficiency,” he said. “Now you can transfer $100 million from one country to another in one second, instead of waiting for days.”

Agora isn’t the only startup looking to cash in on Silicon Valley’s stablecoin craze. Over the past year, a number of stablecoin startups, including Mesh, Bastion and BVNK, have raised tens of millions of dollars from venture capital firms. Last October, payments company Stripe completed a landmark acquisition of stablecoin startup Bridge for $1.1 billion.

Stripes customers include half of the Fortune 100 companies. The company provides a variety of payment products, including helping businesses automatically charge customers, providing pre-built checkout systems, helping customers make global remittances, etc. Co-founders Patrick Collison and John Collison praised stablecoins in their recent annual letter to investors, saying that such assets will help large companies expand globally faster and bring other benefits.

“Why should I pay with stablecoins?” Colin Sebastian, an analyst at Baird who covers Amazon, told Fortune that companies are always looking for financial tools or payment methods that can help manage expenses or reduce friction. Traditional credit card payments are quite expensive, he said, and of course, cross-border transactions are even more expensive.

However, while Amazon and other multinational corporations may have a financial incentive to try stablecoins, convincing consumers to adopt the technology for payments will be trickier. “What will really drive a change in consumer behavior?” Sebastian asked. “Credit and debit cards are already very popular.”

Thomas Forte, an analyst at Maxim Group who follows consumer internet companies such as Amazon and Apple, agrees with Sebastian. He believes that the most logical use of stablecoins for Amazon is to accept customer payments through stablecoins, thereby reducing transaction fees. What I struggle with is: As an American consumer, why should I pay with stablecoins? Forte asked.

Agora co-founder Van Eck believes that, at least until stablecoins are more widely adopted in the U.S., the countries most likely to adopt the technology will be those with more volatile currencies, as consumers in these countries are more motivated to try more stable payment methods. He recalled a recent example of funding from angel investors outside the U.S., where one fund took 10 business days to arrive and another took 22 business days. This situation is very common, not only for individuals, but also for businesses operating across borders, he told Fortune.

In Argentina, for example, inflation has been going on for more than 15 years and the country’s currency has plummeted against the dollar. So it’s no surprise that stablecoin trading in Argentina accounted for nearly 62% of the country’s cryptocurrency trading volume between June 2023 and July 2024. The global average is about 45%, according to a 2024 report from Chainalysis.

Nic Carter, founding partner of Castle Island Ventures, a crypto venture capital firm that focuses on stablecoin investments, said: “I’m more focused on businesses that really solve problems for businesses, like helping a business in Nigeria pay someone in the Philippines.”

Despite this, large U.S. technology companies remain enthusiastic about the technology and have taken steps to enter this emerging field. PayPal has launched its own stablecoin. Online brokerage Robinhood and payment giant Mastercard have both joined an alliance whose members can mint or create stablecoins, USDG. Companies such as Amazon, Apple and Meta have also begun exploring the use of stablecoins for payments.

Meta has previously declined to comment on its stablecoin plans. Spokespeople for Apple and Amazon have not yet responded to requests for comment.

Baird analyst Sebastian said that with Congress about to complete regulation of stablecoins, there is little harm in large technology companies experimenting with this new technology. One common characteristic of many large technology companies is that they are very willing to try new things.

This article is sourced from the internet: Fortune Magazine: What are tech giants betting on when they flock to stablecoins?

Related: MapleStory NXPC opened strongly, is the Korean giant reviving the blockchain gaming industry? Written by: Pzai, Foresight News On May 15, NEXON, a South Korean game company that has released DNF, MapleStory, and KartRider, launched NXPC. In terms of token distribution, 3% was allocated to BNB HODLers, and it was also listed on exchanges such as Binance, Bybit, Upbit, and Bithumb. Under the wealth effect, NXPC soared to a high of $3.98 at the opening, and its market value reached the $4 billion mark. A large number of users who participated in the Alpha airdrop distribution were also excited to share the big hair event on X. The 198 NXPCs each user received were worth $575 at the current price, which can be called the largest airdrop since the launch of Alpha. On the chain, a smart money bought 4.1 million tokens at…

#分析#比特幣# 加密#以太坊#交換# 新創公司#代幣#工具© 版權聲明文章版权归作者所有，未经允许请勿转载。 上一篇 To make ETH break through the 10,000 mark, Ethereum needs a new growth narrative 下一篇 What is TICS token? How does Qubetics achieve a closed loop of multi-chain ecology? 相關文章 Web3 Security Series: Can funds mistakenly transferred to other blockchains be recovered? 6086cf14eb90bc67ca4fc62b 15,271 SNZ-NTU CCTF Releases “Top Ten Blockchain Industry Trends for 2026” 6086cf14eb90bc67ca4fc62b 6,922 3 BitMart Insights: November Crypto Market Review and Hot Topic Analysis 6086cf14eb90bc67ca4fc62b 15,136 1 The Undercurrents Amid the Stablecoin Crisis: How to Safeguard Risk Boundaries Behind Decentralized Innovation? 6086cf14eb90bc67ca4fc62b 15,238 Penetrating Redstone’s pre-market red and black: airdrop controversy and abnormal price fluctuations 6086cf14eb90bc67ca4fc62b 32,739 1 新的Daily 10 AM Dump: Is Jane Street the Mastermind Behind Bitcoin’s Halving? 6086cf14eb90bc67ca4fc62b 2,566 2 暫無評論 您必須先登入才能發表評論！ 立即登入 暫無評論... Bee.com 全球最大的 Web3 入口網站 合作夥伴 CoinCarp Binance CoinMarketCap CoinGecko 幣活 盔甲 下載Bee Network APP開啟您的Web3之旅 白皮書 角色 常問問題 © 2021-2026.版權所有。. 隱私政策 | 服務條款 下載蜜蜂網路APP 並開始 web3 之旅 全球最大的Web3入口網站 合作夥伴 CoinCarp Binance CoinMarketCap CoinGecko Coinlive Armors 白皮書 角色 常問問題 © 2021-2026.版權所有。. 隱私政策 | 服務條款 搜尋 搜尋站內鏈上社群媒體新聞 熱門推薦： 擼毛打金 數據分析 必關大神 教我避坑 繁體中文 English 简体中文 日本語 Tiếng Việt العربية 한국어 Bahasa Indonesia हिन्दी اردو Русский 繁體中文

智能索引记录