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The $9 trillion elephant breaks into encryption: Can Trump trigger a “slow bull” long run?Recommended Articles | Bee Network

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The $9 trillion elephant breaks into encryption: Can Trump trigger a “slow bull” long run?Recommended Articles | Bee Network Login ट्रेंडिंग न्यूज़ मीम लॉन्चपैड एआई एजेंट डेस्सी टॉपचेनएक्सप्लोरर न्यूबी के लिए 100x सिक्के मधुमक्खी खेल आवश्यक वेबसाइटें एपीपी अवश्य होना चाहिए क्रिप्टो हस्तियाँ डेपिन नौसिखिया आवश्यक ट्रैप डिटेक्टर बुनियादी उपकरण उन्नत वेबसाइटें एक्सचेंजों एनएफटी उपकरण नमस्ते, साइन आउट वेब3 यूनिवर्स खेल डीऐप मधुमुखी का छत्ता बढ़ता हुआ मंच विज्ञापन खोज अंग्रेज़ी रिचार्ज सिक्के लॉग इन करें डाउनलोड करना वेब3 यूनी खेल डीऐप मधुमुखी का छत्ता विज्ञापन घर•विश्लेषण•मुख्य पाठ The $9 trillion elephant breaks into encryption: Can Trump trigger a “slow bull” long run?Recommended Articlesविश्लेषण7 महीने पहलेहाँव्याट 23,746 1 On August 7th, Trump issued an executive order expanding the investment menu of the 401(k) plan, the nation’s largest retirement fund, from its traditional three-course menu to an alternative buffet. New dishes include private equity, real estate, and digital assets (such as Bitcoin and Ethereum). This marks a historic first, allowing $9 trillion in long-term funds, representing 90 million Americans, to begin investing in the क्रिप्टो market. While it may take another six to two years for this “elephant” to truly enter the market, once it begins to slowly move, this steady and sustained buying momentum may be the driving force behind a future “slow bull” market in the crypto spot market.

What is a 401(k) retirement plan? Employer-sponsored, employee-participated, automatic deductions, long-term savings A 401(k) is a long-term retirement savings account opened by American employers for their employees, offering tax advantages. Employees can invest a portion of their salary tax-free into this account, withdrawing it upon retirement. Employers prepare a list of investments (typically 20-30 funds), and employees decide how much of their salary to contribute (e.g., 6%), then select funds from the list and allocate the funds accordingly. Salaries are automatically deducted, and employers often offer a “top-up”—for example, matching half of your contribution as a benefit.

Decision-making power in 401(k) plans: Employers have the final say and must act as “prudent stewards” In a 401(k) plan, employers have significant influence over which funds are included in the plan. Employees can only choose from the list and cannot add their own funds. When selecting a fund company or custodian, employers must adhere to the “prudent person principle”—applying the same care they would for their own family’s finances. If the wrong choice results in employees losing money, the employer may be held legally liable.

401(k) plans are massive: nearly $9 trillion, with over 90 million participants. Data from the U.S. Department of Labor shows that total 401(k) assets in 2021 were approximately $8 trillion; statistics from the Investment Company Institute suggest that by the first quarter of 2025, this figure will have reached $8.7 trillion. The White House also revealed that more than 90 million Americans are using this plan.

How big is the change this time? A historic first: Previously, there were no crypto assets in the 401(k) investment list. This is the first time that the policy has opened the door. Potential capital pool: Even if only 2% of 401(k) funds flow into crypto, based on $9 trillion, that would be $170 billion in new buying – and the current global crypto spot ETF and listed reserves combined only add up to $260 billion. बाज़ार impact: Once such long-term funds enter the market, it will be enough to change the structure of the crypto market – from being dominated by short-term speculation to a price discovery that relies more on long-term funds, forming a steadily rising “slow bull” pattern. Analyst’s view: Even if 401(k) only takes out 2% of the pocket money, the crypto market will immediately have an additional $170 billion – this is almost equivalent to two-thirds of the total amount of existing crypto spot ETFs and listed reserves.

There are still three steps to take before the funds are landed Don’t be too quick to cheer. Money won’t pour in tomorrow. Expect a rollout period of at least six months to two years.

The Department of Labor will first issue detailed rules to clarify how 401(k)s should invest in alternative assets, proportion restrictions, product disclosures, etc. Service providers design fund products that comply with regulations and include crypto assets. Employers decide whether to add these new funds to the investment menu, and employees decide whether to allocate them. Which type of crypto assets is most likely to be on the market first? Crypto spot ETFs are the most popular because they are SEC-regulated, have strong compliance, stable custody and valuation mechanisms, and good liquidity. They are likely to be included in target-date funds (TDFs) or balanced funds, potentially accounting for less than 5%, but the impact will still be significant.

Why is this time different from 2020? In 2020, during the Trump administration, the Department of Labor also made similar noises, allowing 401(k)s to access private assets. However, due to the department’s voluntary actions and the illiquidity of private assets, the move ultimately resulted in little action. This time, however, it was completely different:

Executive orders signed by the president himself are more powerful. Crypto ETFs have good liquidity and high acceptance among retail investors. Policy coordination with multiple parties including the Ministry of Finance and the SEC is the real top-level design. यह लेख इंटरनेट से लिया गया है: The $9 trillion elephant breaks into encryption: Can Trump trigger a “slow bull” long run?Recommended Articles

Related: ETH unstacking waiting time hits a new high, are Ethereum holders about to call each other stupid? Original | Odaily Planet Daily ( @OdailyChina ) Author: Wenser ( @wenser 2010 ) As the price of ETH rebounded and broke through $3,800 and then fell again to above $3,500, ETH officially entered the holders SB moment – on the one hand, institutions and listed companies continued to increase their holdings of ETH, or held the currency for appreciation, or established strategic reserves; on the other hand, the waiting time for ETH POS to be unpledged exceeded 11 days, breaking the historical high, and the total amount of ETH to be unpledged exceeded 637,000. In comparison, the total amount of ETH to be pledged was about 321,000, which was only about 50% of the total amount of ETH to be unpledged. As a result, the market was in a…

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